Health Insurance in Canada
For those traveling to Canada for education or work purposes, or already residing in Canada, health insurance is a critical consideration. The healthcare system in Canada varies by province, and most international individuals cannot access free healthcare services. Therefore, obtaining health insurance is essential to avoid high costs in case of health issues or accidents.
At C&C Canada Education, we assist students, their families, and international residents in Canada with obtaining health insurance. You can contact our RCIC-certified experts for details on policy coverage and pricing information.
We can recommend an insurance company that offers coverage up to 2,000,000 Canadian Dollars to our students and their parents. The daily cost of insurance, as with any insurance company, varies depending on your age and health condition. If you are interested, please contact us to get detailed information about insurance packages, duration, coverage, and cost.
Note: If the insurance period is longer than 6 months, it also covers Dental Health.
Types of Health Insurance in Canada
Health insurance in Canada varies according to provinces and needs. Generally, health insurance in Canada can be divided into three categories:
Public Health Insurance: This is a type of insurance funded by the province, offering free or low-cost healthcare services to Canadian citizens and permanent residents. However, most international individuals cannot benefit from this insurance, or there may be a waiting period.
Private Health Insurance: Offered by insurance companies operating in Canada, this type of insurance can be purchased individually or as a group. It provides additional coverage in situations where public health insurance is insufficient or not available. For instance, it covers services like dental treatment, medication costs, eye examinations, and physiotherapy. It also includes essential health services required in emergencies for international individuals.
Travel Health Insurance: This type of insurance is offered to individuals traveling to Canada or from Canada to another country. It covers medical expenses for any health issues or accidents that may occur during travel.
Why Should I Get Health Insurance in Canada?
Even if your insurance in Turkey has good international coverage, you would still need to pay upfront in Canada for serious and urgent health issues. You would then have to claim the amount from your insurance in the following months.
If you get insurance in Canada, in most cases, the hospital will directly contact the insurance company for payment, and you won’t need to make any payments yourself.
Obtaining health insurance is necessary to protect your health and safety, as well as that of your loved ones. Although healthcare services in Canada are of a high standard, they are very expensive. Therefore, to avoid financial difficulties and not delay treatment in case of a health issue or accident, we recommend getting health insurance.
Having health insurance is also a requirement when entering Canada or applying for a visa. Therefore, those coming to Canada for education or work purposes must obtain health insurance.
How to Get Health Insurance in Canada?
There are several options for obtaining health insurance in Canada. One option is to join the health insurance plan provided by the institution where you will study. These plans usually offer affordable and comprehensive health services for students. However, the coverage duration, conditions, and details of these plans can vary between institutions. Therefore, it’s important to research and compare these plans thoroughly before joining.
Another option is to purchase health insurance individually or as a group from insurance companies operating in Canada. This option offers more flexibility and choices. However, the coverage duration, conditions, and details of the plans offered by insurance companies can also vary.
As C&C Canada Education, we are happy to assist you in obtaining health insurance. If you contact us, we can provide details on policy coverage and pricing information to find the most suitable health insurance plan for you. Additionally, we can simplify the health insurance application process for you. You can trust us for a healthy and safe education or work experience in Canada.